I took out a mortgage and purchased our house in 1990 in my sole name. I would now like to put the property into joint names with my wife of 21 years and would like to know if stamp duty land tax would need to be paid on this or would any other charges arise?  We have lived here since 1990 - and my wife does not own any other property.

Arthur Weller replies:

A transfer to a spouse with whom you are living with does not trigger any capital gains tax. If she does not pay you anything for it, nor does she take over responsibility for any of the mortgage on the house, then there is also no stamp duty land tax.